Research desk
Federal, state and local housing policy: bills, rules and funding decisions that change what a landlord may do. The desk publishes an original briefing every morning, and every one that carries this tag collects here.
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Freddie Mac's weekly survey put the 30-year at 6.95% for the week ending September 17. Daily and live trackers ran near 7.2%. The gap is a survey lag, and underwriting off the headline understates your debt service by about 30 basis points.
Read the briefingSelf-represented plaintiffs rose from about 11% to roughly 17% of federal civil cases after generative AI arrived, and docket activity per case is up 38%. Two studies find AI-drafted complaints do not win more often. For landlords the exposure is procedural cost.
Read the briefingHUD withdrew its 2016 criminal-records guidance and is proposing to delete its disparate-impact rule, but the statute, the screening regulations and the FCRA adverse-action notice all still apply. What that means for your written criteria.
Read the briefingCalifornia gives you 21 days, New York 14, Arizona 14 business days, and most of the rest 30 — but the clock starts at a different moment in almost every state, and a late itemization is often a total forfeiture.
Read the briefingJBG Smith ($8.1M) and MAA ($1.2M) agreed to settle Washington, D.C.'s RealPage antitrust suit. The consent orders go beyond a data ban: for eight to 10 years, neither may use D.C. pricing tools that reward accepting prices, auto-accept without user limits, or make batch rejection materially harder.
Read the briefingThe Fed meets Sept. 15-16 with markets braced for the first hike since 2023 and mortgage rates at a 15-month high of 6.76%. Sidelined buyers are a retention tailwind, but a record seller surplus means unsold homes can become rental competition. What to do before Wednesday.
Read the briefingPinnacle agreed to a proposed DOJ consent decree filed Sept. 4; Camden Property Trust is the only one of the six landlords Multifamily Dive lists that has not settled. The decrees bar pricing on competitors' nonpublic data; here is what pricing-software users should check this week.
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